NPR examines whether a quieter 2025 disaster season will translate into premium relief, finding that insurers remain reluctant to cut rates given mounting long-term climate losses that have exceeded $100B annually four of the past five years.

Mortgage professionals report that climate-driven insurance costs are now routinely collapsing purchase deals and inflating PITI payments by hundreds of dollars monthly, prompting calls for the federal 'US Re' reinsurer proposal.

House Republican Rep. Bob Latta claims his focus is on ensuring a balanced, future-focused energy policy, balancing economic needs and political realities while meauring potential approaches to Inflation Reduction Act rollbacks.

Brookings investigates why homeowners’ insurance premiums are rising, what role climate change is playing, and how policymakers might respond.